Financing a Tow and Fert: A Smart Investment for Your Farm
Is Financing a Tow and Fert Machine the Right Move for Your Farm?
Limited time offer – expires September 30th 2024:
50% Deposit Now, 50% in 12 Months – 0%p.a. Interest!
*t&c’s apply
Investing in a Tow and Fert Liquid Foliar Spray Machine can be a game-changer for your farming operations.
This versatile machine allows you to reduce your fertiliser costs and animal health budget while boosting productivity. By redirecting the money saved on traditional inputs, you can offset the cost of ownership, leading to long-term savings and enhanced farm efficiency.
Grow the best, for less.
We offer finance options through UDC Finance – all applications are subject to approval. Click to learn more >>
Why Choose Financing for your Tow and Fert?
Long-Term Savings
Often we hear customers are saving more on their fertiliser and input costs than what the monthly repayments would be on a Tow and Fert. Once your Tow and Fert is paid off, you’ll continue to save on fertiliser and animal health products season after season.
Increased Cash Flow
Free up capital for other essential farm investments, whether it’s paying down debt, switching to bio-stimulants, or even indulging in something special like a 1kg block of Tasty Cheese from New World!
Sustainable Farming
Stay on top of legislation and start concentrating on improving your soil health today. Learn more about soil health in the Tow and Fert Growth Hub.
Financing Options:
Special Offer Until 30th September 2024
We are offering an unbeatable package to help you get your Tow and Fert for the spring season:
- 50% Deposit Now
- 50% in 12 Months
- 0%p.a. Interest!
- Offer Expires: 30th September 2024
Subject to approval by all UDC terms and conditions.
0%p.a. Interest Option
50% Deposit Now
50% in 12 Months
Offer Expires: 30th September 2024
Flexible Financing Options Available
Prefer smaller, more manageable payments?
We offer flexible financing with repayment terms ranging from 24 to 60 months. This option comes with a competitive interest rate, making it easier to fit into your farm’s budget while still reaping the benefits of owning a Tow and Fert machine.
Monthly Instalments
Tailor a payment structure that’s right for you. Smaller payments over a longer term from 24 – 60 months with the option of a lump sum deposit.
Offer Expires: 30th September 2024
This offer is for business customers only and is available for all new Tow & Fert models (except the Multi 500) purchased between 15 August 2024 to 30 September 2024. Loan applications must be approved prior to the end of the promotional period and drawn down on or before 31 October 2024. The 0.00%p.a. interest rate offer requires a 50% deposit (based on the GST inclusive purchase price) at time of purchase with one final payment due on the one-year anniversary of the loan. UDC Finance Limited lending criteria, fees, standard terms and conditions apply to any UDC Loan. Details of terms and conditions will be specified in the loan documents. Fees are available on request.
Act Now and Take Control of Your Nutrient Input Programme!
Don’t miss out on the opportunity to revolutionize your fertiliser program this Spring and beyond. The Tow and Fert is designed to help you save on inputs, reduce costs, and improve your farm’s overall productivity.
Reduce your nitrogen usage today!
Grow More Grass | Reduce Your Fert | Save Time | Save Money
Don’t just take our word for it – hear Farmer Stories from across NZ & AU.
Josh bought his first Tow and Fert Multi 4000 during the Dairy crisis as a way for the farm to save money on inputs. Josh was able to reduce his Urea use on the farm from 100kgs to 40kgs, meaning a massive saving was made.
“We decided to invest in the Tow and Fert anyway as I knew I wanted to save more money by reducing N inputs. We started by dropping back to 70kgs N/Ha then went to 50kgs N/ha and finally landed on 40 Kgs N/ha.”
Josh Stephens – AU
Multi 4000 User
Jeff & Petri Bellamy have been using their Tow and Fert Multi 1000 to apply their Mag Oxide, Lime Flour and other animal health products onto the grass, ensuring each of the cows is getting what it needs.
“For us the Animal Health side of things has been fantastic. We are 6x less per cow than what we were, in terms of Animal Health Costs, which is mind-blowing for us. We have staggering Animal health”
Jeff & Petri Bellamy
Multi 1000 User
“We have had the Multi 500 since March this year (2021). We kept our cows on for a week longer than our neighbours and grew 70kgs/ha of dry matter through May. We’ve produced an extra 1500kgs of milk solids this season and have almost paid off our investment in the Tow and Fert.” (within 3 months of ownership)
Scott Charmley
Multi 500 User
We offer financing through UDC
UDC Finance can provide tailored finance solutions to make the process easy.
This offer is for business customers only and is available for all new Tow & Fert models (except the Multi 500) purchased between 15 August 2024 to 30 September 2024. Loan applications must be approved prior to the end of the promotional period and drawn down on or before 31 October 2024. The 0.00%p.a. interest rate offer requires a 50% deposit (based on the GST inclusive purchase price) at time of purchase with one final payment due on the one-year anniversary of the loan. UDC Finance Limited lending criteria, fees, standard terms and conditions apply to any UDC Loan. Details of terms and conditions will be specified in the loan documents. Fees are available on request.
Who is the financing through?
We currently offer financing through UDC Finance’s Asset Finance Scheme.
You can learn more about UDC and their policies by visiting their website.
What do you need to apply?
You’ll want to know how much finance lending you’ll need, so be sure to get in touch and confirm your model, options and freight with our team, if you havent already.
If you are applying as a ‘business’:
- You’ll need to supply your current NZ full or restricted Driver Licence
- Financial information for you and your business
If you are applying as a ‘person’:
- You’ll need to supply your current NZ full or restricted Driver Licence
- Your employment details
- Details of your income, expenses, assets & liabilities.
UDC uses a system call APLYid to verify your ID and ‘Bud’ to analyse and verify your income and expenses. See here for more information.
What payment plans do you offer?
After this date, the standard offering of all our lending packages resumes with a current interest rate of 8.95%.*
*Standard interest rate current as of August 13th 2024 and subject to change.
Can I pay off my purchase early?
If you repay your loan in full before the final payment, then two different fees are charged:
- A fixed fee to cover the cost of settling the loan.
- A variable fee to cover any loss derived from breaking the funding associated with your loan.
How can I know if I'm eligible & when will I find out if my application has been approved?
By completing a simple application form and supplying UDC with your financial statements, they will generally be able to provide an answer within 48 hours for loans.
How will this be delivered?
Freight is an additional cost and will be calculated at time of enquiry. This can be added to the finance lending, or alternatively you can arrange your own pickup. All purchases (except the 500 model), include our thorough on-farm handover with one of the team.
Get a quote, ask a question or get help with your Tow and Fert purchase…
Call Charlie – Tow and Fert Sales Manager on 027 203 9774
Freephone us on 0800 337 747
or complete the contact form and we’ll get in touch with you
Join the Community
The Tow and Fert Growth Hub is the home of foliar applied nutrition.
